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Unlocking Solar Benefits for Underserved Communities Through On-Bill Financing

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Cost sensitivity and access to financing represent major challenges for families with limited incomes to access the benefits of solar. The good news is, a tried-and-true approach can break down this barrier. On-bill financing is an exciting opportunity to expand residential clean energy efforts into underserved markets. Because the approach involves no money down (and can be designed to be cash-flow positive), it can work for low-income families that are unable to take advantage of rebates or other incentives.

On-bill financing programs tie the investment to the utility meter – not the person – which allows for the on-bill charge to transfer to the next occupant or renter. Coupled with participation eligibility based on good standing utility bill payment history, rather than credit scores, on-bill financing programs expand access to solar energy to everyone.

This webinar will provide information about how on-bill financing programs are helping customers access financing for solar energy and how two utilities in Hawaii and in Arkansas are providing this financing to their customers. The speakers will highlight the ways their on-bill financing programs are allowing customers in underserved markets to go solar.

Please join SEIA, Vote Solar, and guest speakers to hear about on-bill financing programs that are making it possible for low-income families to take advantage of the savings and other benefits solar offers.



Free for Members and Non-Members


  • Miguel Yanez, Project Associate, On-Bill Financing Project, Environmental and Energy Study Institute (EESI)
  • Mark Cayce, CEO of Ouachita Electric Cooperative (Arkansas)
  • Gwen Yamamoto Lau, Executive Director, Hawaii Green Infrastructure Authority, State of Hawaii 
  • Moderator: Melanie Santiago-Mosier, Program Director, Low-Income Solar Access, Vote Solar
  • Facilitator: Sara Birmingham, Sr. Director, State Affairs, SEIA


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